Free FinancialCalculators

Free Australian tax and superannuation calculators to help you explore your financial options. These tools provide estimates based on current legislation.

100% Free to Use
Based on Australian Tax Legislation
Easy-to-Use Tools

Available Calculators

Specialised tools to help you explore complex Australian tax and superannuation legislation

Superannuation Co-Contribution Calculator

Calculate your eligibility for government co-contributions of up to $500. See how much the ATO could add to your super based on your income and personal contributions.

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Spouse Super Contribution Calculator

Calculate your eligibility for the spouse super contribution tax offset of up to $540. See if your spouse's income and your contributions qualify for this valuable tax benefit.

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Catch-Up Contributions Calculator

Calculate your unused concessional contributions from previous years and see if you're eligible to make catch-up contributions. Find your personal cap for 2025/26 and estimate tax savings.

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Negative Gearing Calculator

Calculate your property investment tax benefits, cash flow, and required capital growth. Estimate tax savings from negative gearing and determine if it's right for your investment strategy.

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First Home Super Saver Scheme Calculator

Calculate your FHSS benefits, eligible contributions, deemed earnings, and compare with saving outside super. Updated for 2025-26 with $50,000 lifetime cap.

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Transition to Retirement Pension Calculator

Calculate your pension payments, tax benefits, and preservation strategies for Australians aged 55+. Plan your gradual transition into retirement with confidence.

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Recontribution Strategy Calculator

Calculate potential death benefits tax savings by increasing your super's tax-free component. Discover how withdrawing and re-contributing super can benefit your beneficiaries.

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Division 293 Calculator

Calculate your additional superannuation tax obligations under Division 293. Essential for high-income earners with combined income and super contributions over $250,000.

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Division 296 Calculator

Calculate your tax liability under Division 296 for superannuation balances exceeding $3 million. Estimate the 15% tax on earnings above the threshold.

Need Personalised Financial Advice?

While calculators provide valuable insights, every financial situation is unique. Book a consultation for personalised strategies tailored to your circumstances.